The MaxAMAZING™ Your Retirement Life/Money System is a resource for retirees to get the most from their retirement. It recognizes that retirees are highly diverse. Permanently leaving the workforce may be all they have in common. Observations presented are general and do not apply to every retiree. Financial circumstances, interests, concerns, family situations, etc. are unique to each individual. This book is not intended to instruct individuals how they should structure their lives or finances. None of the information presented is intended to serve as financial or legal advice, and this resource should not be construed as a solicitation. Consult properly skilled and licensed counselors and financial professionals regarding your specific situation. Leonard P. (“Len”) Hayduchok is a Certified Life Coach and a Certified Financial Planner® practitioner. Len is an investment adviser representative of SGL Financial, LLC, an SEC registered advisory firm. Insurance products and services are offered through individually licensed and appointed agents in appropriate jurisdictions. Leonard Hayduchok NJ License #9243813, Dedicated Financial Services LLC NJ License #1663601, Leonard Hayduchok, DE License # 1331748; Dedicated Financial Services LLC, DE License # 3000323897.